Michigan State University Federal Credit Union (MSUFCU) was founded in 1937 in East Lansing, Michigan. MSUFCU is an important member of the Michigan State University community and is currently the largest university-based credit union in the world, serving more than 175,000 members.

MSUFCU recognizes the importance of teaching our youth the value of being financially responsible. Our Smart Start Savers app is an iPad application that provides local elementary and middle school students with the ability to do banking at MSUFCU micro-branches during the school day.

Once a school is enrolled in the Smart Start Savers program, parent volunteers are able to use our iPad app to set up MSUFCU micro-branches within the school to accept and review student deposits.

Students bring the cash they wish to deposit to the parent volunteer who then uses our app to locate the student’s account and record their deposit. Our app sends a receipt to each student’s parent or guardian.

When the in-school banking hours are over, our app creates a daily summary so that the parent volunteer can reconcile the day’s deposits. The parent volunteer takes the money to a local MSUFCU branch to be processed by MSUFCU associates.

This Smart Start Savers program is designed for initial use by MSUFCU’s Oakland University Credit Union brand.

Our app runs on an iPad 2 or newer running at least iOS 6. It is written in Objective-C and interfaces with a PHP API to access the MySQL database.